Presented below is the roster of individuals who do not meet the criteria for the loan:

• An applicant who has been substantiated to have failed to repay any prior loan provided by any entity.
• The applicant has been convicted of engaging in exam malpractice by a school authority.
• The applicant possesses a criminal record characterized by a felony conviction or any offence of dishonesty or fraud.
• Individuals who have been found guilty of drug-related crimes
• Individuals whose parents, either their father or mother, have failed to repay their student loan or any other loan that was provided to them.

Credits: Allschoolabs, ALLSCHOOL